Closed User Groups
Prepaid cards for closed groups. Link cards to users, manage credit centrally and let users pay via Payter terminals or custom hardware.
How it works
Simple credit management for your organisation.
Create Group
We create your organisation in the portal.
Add Users
You or the end user can self-register.
Link Cards
Link physical cards or tags to users. Scan and done.
Pay
Users pay with their card. Credit is automatically updated.
Top Up Credit
Two ways to add credit: by the users themselves or by the administrator.
User tops up themselves
Users can top up themselves by logging into the portal or scanning the QR code on the card. Top up via iDeal or Wero, directly from their phone. Credit is available immediately.
- Pay via iDeal or Wero
- Personal top-up link on the card
- Instantly available
- Entirely without administrator intervention
Administrator assigns credit
Via the portal, the administrator can assign credit to users or cards.
- Manually per user
- Bulk assignment via import *
- Set up periodic budgets *
- Full control and oversight
Low Entry Costs
No large upfront investment. Pay per usage, invoiced afterwards.
One-Time Costs
Only at setup, no recurring fixed charges after that.
-
Portal activation
Creating and configuring your organisation
-
Activation per terminal
Per payment terminal or device
Monthly Based on Usage
Invoiced afterwards. No usage = no costs.
-
Per transaction
Small fee per card payment
-
Per top-up
Per iDeal/Wero top-up
-
Per newly activated card
Small fee for each newly added card
Scales with your organisation
Start small, scale up when needed
Gateway Integration
Already have an existing POS system or payment solution? Our CUG system can also function as a gateway. This allows both your existing system and our system to run side by side. No replacement needed, with all the benefits of closed user groups.
- Integration with existing POS systems
- API for integration with your own software
- Continue using regular PIN alongside
- Phased rollout possible
Availability
Choose the level that suits your organisation.
Standard
IncludedMore than sufficient for most organisations. Suitable for applications where brief interruptions are acceptable.
- AS-IS availability
- Single database server
- Standard DNS
- No uptime guarantee
Maintenance and updates may cause brief interruptions
Enterprise
OptionalFor organisations where continuity is critical. Maximum availability through redundancy at all levels.
- Database with failover
- Load balanced endpoints
- Anycast DNS
- Uptime SLA available
Applications
For any organisation with a closed user group.
Schools
School cards for the canteen, copiers or vending machines. Students, parents or the school top up the credit. Students can pay cashless.
- Examples:
- Canteen payments
- Printing and copying
- Snack vending machines
Laundromats
Customer cards for self-service laundromats. No coins or cash needed.
- Examples:
- Washing machines
- Dryers
- Ironing service
Businesses
Employee cards for the canteen, coffee machines or internal services. Optionally with employer contribution.
- Examples:
- Company restaurant
- Coffee and snacks
- Internal services
Associations
Member cards for the clubhouse. No hassle with cash, clear overview of spending.
- Examples:
- Bar and hospitality
- Events
- Member activities
- Court / room hire
- Equipment rental
Care Facilities
Resident cards for small purchases. Family or the care facility can manage credit, with clear insight into spending.
- Examples:
- Shop / kiosk
- Barber / services
- Activities
Campsites & Resorts
Guest cards for the entire stay. Everything on one bill, settle upon departure.
- Examples:
- Restaurant / bar
- Laundry
- Facilities
Hardware Options
Choose the hardware that suits your situation.
Payter Terminal
Standalone payment terminal. Accepts both regular bank cards and your closed user group cards.
- PIN + closed user group in one
- Online connected
Custom Electronics
Custom-developed hardware for specific applications. Built into vending machines, access gates or existing systems. Also NFC payment options without a Payter terminal, via our PaySwitch 8 or custom-developed hardware.
- Examples:
- Integration into existing systems
- Vending machines
- Access control
Management Portal
Full overview and control of your user group.
User Management
Add, modify, block.
Credit Management
Top up, correct, additional settings.
Reports
Transaction history, revenue, usage per user.
Settings
Configure devices.
Closed user group?
We will work with you to find the best solution for your organisation. From school to laundromat, from business to care facility.